Cash ISA

Please note that in view of the reduction in Base Rate announced by the Bank of England on 6th November 2008 Julian Hodge Bank is temporarily withdrawing its Capital Millennium Bond and Fixed Rate ISA's for all New Applications. Updates will be posted on our website in due course.

Julian Hodge Bank currently provides a Fixed Rate Cash ISA offering fixed rates of between one and five years. Access to your funds is free at the end of the fixed rate period. You can however choose to access your funds sooner, though this will be subject to an early exit fee. You should note that additional deposits are not permitted during the fixed rate period, even in subsequent tax years, and the minimum opening balance is £3,600.

Transfers of existing Cash ISAs are accepted to our current fixed rate offerings, though these should be sent directly to us by bank to bank payment so as to ensure your tax free status is not affected. You should check with your existing provider to see if there are any charges or notice periods should you decide to transfer to us.

Please note that Variable Rate ISAs are not currently available from Julian Hodge Bank.

Summary Box, Key Product Information for our Savings Account(s)
Account Name	Fixed Rate Cash ISA.
Interest Rates (AERs)	Tiered rates of interest. Guaranteed rate of interest. Interest is paid annually on 31st August or the first working day thereafter. Please click here for current interest rates and terms available.
Tax Status	Interest is tax free.
Conditions for bonus payment	None applicable.
Withdrawal arrangements	Transfer or withdrawal of full amount at any time, but an early exit fee is charged.
Access	On written request by post.